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Reducing The Carbon Footprint – Green Tips For Small Businesses

With the environment being a hot topic these days, any business would do well to see how it could reduce its carbon footprint. Customers are currently seeking out greener companies and there is a demand for greener products.Even as a small business, there is a lot any manager can do reduce waste and be more energy efficient. Going green does not need to be a chore.One easy solution is to switch to energy saving light bulbs wherever possible. Energy saving bulbs last longer, which means you are saving money and reducing waste. They also do indeed save energy, which will have a positive impact on the company’s electricity bill.Any business, even a ...

Fairfax Financial to buy Zenith National Insurer (AP)

AP - Canadian financial services holding company Fairfax Financial Holdings Ltd. said Thursday that it will buy all the shares of U.S. insurer Zenith National Insurance Corp. in a deal that values the company at about $1.4 billion.

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Anthem to delay insurance rate hike amid criticism (AP)

AP - Health insurer Anthem Blue Cross will postpone its much-criticized plan to raise rates for some California residents who buy insurance on their own, after reaching a deal Saturday with state regulators. Go to Source

Web Exclusive: Some underwriters putting exclusions into policy’s definition of loss: Panel

Some underwriters for directors and officers liability are moving exclusions to a different location within the policy, which could make them more difficult for policyholders to dispute in court, market observers said.

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Time For Green Certification in Company Contracts

The present version of Green business is generally very motivated to promote any Green virtue to the buying public. Thousands upon thousands of businesses have learned the popularity of Green marketing is working, and yet the quality of the environmental commitment supporting those Green claims is often very shallow. This is why the phrase Greenwashing has become a backlash issue that will continue to embarrass more and more companies as the buying public looks a little closer only to discover that they have been deceived.Take for example, the purchasing department of the ostensibly Green-promoted company. Regardless of the boasts made by the Green company, it is interesting to scratch the Green surface ...

The Definition of Green

I had occasion today to encounter a question that was very simple yet profound. It was "What is the standard for Green?" The EPA has recorded the 12 Principles of Green Chemistry, but these are not universal. If you ask a person interested in the biosphere type of Green, the phrase "Sustainable" is the major issue, questioning whether will an item's use will be depleted or can it be sustained naturally. Sustainability is a big issue in a world of consumerism, but does not encompass the definition of Green for other areas of Green concern.Those interested in the oceans are concerned about "Marine Life" and how man has impacted the animal life ...

Anthem asked to justify rate hike in California (AP)

FILE - In this Feb. 4, 2010 file photo, Health and Human Services Secretary Kathleen Sebelius testifies on Capitol Hill in Washington. In a letter to the president of Anthem Blue Cross, Health and Human Services Secretary Kathleen Sebelius said Monday, Feb. 8, 2010, she was very disturbed to learn of the planned increases, calling them 'extraordinary.' She said they were hard to understand in light of the profitability of Anthem's parent company, WellPoint Inc.(AP Photo/Manuel Balce Cenetafile)AP - For the second time this week, President Barack Obama has pointed to one health insurer's major rate hike in California as a doomy harbinger of rising premiums across America.


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French buyers want openness on broker pay

DEAUVILLE, France—Brokers and insurers in France remain at odds over remuneration, but risk managers would like more transparency, said panelists at the recent annual conference of the Association pour le Management des Risques et des Assurances de...

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Get Going With a Green Business Today

Go Green, this subject is becoming familiar to everyone, and as well it has created an impelling buzz all around! Getting started with a green business can also be a way to make good money. Green business is not only a profitable practice, but also it pays attention to the many needed environmental awareness issues of today. While a lot of businesses are adapting this principle, there are still a few others who are having trouble on getting started in terms of going green. Manufacturing businesses, for example, will have higher cost for the reconstruction of their daily operations. However, they have to understand that the benefit of going green will far ...

Green Innovation – Growing a Green Business – How to Find the Money

Green Innovation can be incremental, an effort to embed environmental attributes in existing products, services, or business practices. It can also be radical, developing entirely new markets based on being completely green.Either way, the process to find the opportunity and understand how to capitalize on it is the same. Start by understanding the market, look for unmet needs or emerging trends, identify solutions for problems engendered in either, test them in market, and refine/enhance them until ready for rollout.The first step is to understand the market. If your innovation is incremental, you can rely on tried and true market research methods. However, if your intent is to be radical, the process itself ...